Office Hours  : We are open from Monday to Saturday at 8:30 am to 3:00 pm. Come and visit your nearest branch now!

About Us

1st Valley Bank is a multi-awarded rural bank to development bank in Mindanao and one of the fastest growing financial institutions in the country. At present, the bank has thirty nine (39) branches and seven (7) extension offices.

Headed by an equally multi-awarded CEO, Atty. Nicolas J. Lim, 1st Valley Bank is managed by financial experts, some of whom have graduated from the Asian Institute for Management.

Where The Bank Is Located

1st Valley Bank provides on your doorstep financial services to its wide based clientele in the following locations- Lanao del Norte, Misamis Occidental, Misamis Oriental, Bukidnon, Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay, Negros Oriental, Negros Occidental, Agusan Del Norte, and the cities of Iligan, Ozamiz, Pagadian, Oroquieta, Dipolog, Cagayan de Oro, Gingoog, and Zamboanga.

The Company executive office and business center is located in Carmen, Cagayan de Oro City.

A Brief History

The Company has its roots on Rural Bank of Kapatagan Valley, Inc., a stock corporation founded on September 11, 1956. It became the 75th rural bank in the country after the grant of its license to operate on November 24, 1956. From its modest beginnings, the bank enjoyed an upsurge in growth and popularity as Kapatagan Valley Bank (KVB) becoming a byword to the communities where it operates. After its consolidation with the Rural Bank of Sinacaban on September 1, 2005, the Company has taken on a new name as 1st Valley Bank ready to chart another lifetime of excellent services.

The Bank’s Experience Is Its Clients Success

1ST Valley Bank considers its clients as its driving force to continue to reach new and greater heights. As of the latest figures first quarter of 2009, the Bank serves about hundreds of thousands of clients enabling 1st Valley Bank to hit P3.5B in total assets. The Bank earned several prestigious recognitions such as the A+ ratings by the PhilRatings System, the Eagle Award by MABS considered to be the highest award a microfinance institution can achieve, and the Hall of Fame award for being the Most Outstanding Rural Bank in the Country by the Land Bank of the Philippines.

Gratified for the accolades and continued success, 1st Valley Bank seriously accomplishes its role and responsibility to the communities where it operates. Several school buildings were donated to remote areas such as in Tenazas, Lanipao, Matampay in Lala, Lanao del Norte. The Bank has also built and enhanced the reading facilities of chosen schools in Rebe, Baroy, and Maranding. On top of these donations, 1st Valley Bank provides full scholarships to indigent but deserving youths believing that education is a potent tool to liberate them and their families from financial hardships.

How 1st Valley Bank Makes A Difference

1st Valley Bank has also made a difference in the lives of its clients, particularly and most especially those who are considered as marginal and entrepreneurial poor, who have attained their own successes through the innovative and relevant products and services that the Bank offers. Notable are the microfinance products, supervised credit, and Gold and Gems.

Through G-Cash and EnCash ATMs, the bank has introduced technology to people in remote areas empowering them to experience convenience, speed, and safe mobile banking. Further, these programs have also made it possible for 1st Valley Bank to capture the un-banked population helping them realize and appreciate the importance not only of the products and services of the Bank but also the value of saving and growing their hard-earned money.

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News & Advisories

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PDIC Bulletin No. 2016-28 (Advisory Against Deposit Insurance Claim Scam)

BULLETIN NO. 2016-28

TO : All Member Banks
SUBJECT : Advisory Against Deposit Insurance Claim Scam

       The Philippine Deposit Insurance Corporation (PDIC) issued a Notice to Depositors and the General Public to beware of deposit insurance claim scams involving certain individuals who represent themselves either as officers of the PDIC and related government agencies, or as persons who can facilitate payment of deposit insurance claims and recovery of uninsured deposits.

All member-banks are enjoined to include in their public advisories or display in their office premises a copy of PDIC's advisory against deposit insurance claim scam, and to report to PDIC any information on individuals or entities who offer their services and demand for fees to facilitate any transaction with the PDIC.

For inquiries and assistance, please contact the PDIC Public Assistance Department at telephone numbers (02) 841-4630 to 31.

For strict compliance.

Date: December 27, 2016

Legal Holidays

  Jan.       01   Sun  New Year's Day
  Apr.       09   Sun  Araw ng Kagitingan
  Apr.       13   Thu  Holy Thursday
  Apr.       14   Fri  Good Friday
  May       01   Mon  Labor Day
  Jun.       12   Mon  Independence Day
  Aug.       28   Mon  National Heroes Day
  Nov.       30   Thu  National Heroes Day

1st Valley Bank Info

For inquiries or complaints, please contact Customer Assistance Team at (088) 858-4153 or send an email to

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